We believe wealth is built and preserved on a solid plan that includes a well-balanced portfolio with long-term investments.

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Our investment principles

At Moller Wealth Partners, we follow three investment principles that are critical to your success: Diversification, Minimized Costs and Discipline.


Our approach to portfolio diversification includes three strategies:

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Invest Globally
U.S. and international markets

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Include “real” assets

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Spread risk among
hundreds of companies

Over 70% of the global economy and 50% of the global stock market is outside of the U.S. Owning a globally diversified portfolio reflects this reality and may help smooth the ride for long-term investors.

Real estate (using investment vehicles known as Real Estate Investment Trusts—REITs), natural resources, or commodities.

By owning index-based mutual funds and exchange traded funds (ETFs), investor risk is spread among hundreds of companies within each fund.

Minimized Costs

It has been well-documented that high costs erode long-term returns. Most active mutual funds have annual expenses of 0.8% or more and very few outperform an index over a long time horizon. This is why we invest your money in passive funds that are intended to match the performance of an index and cost significantly less than active funds. Instead of hand-picking individual stocks, passive funds buy all the stocks that make up an asset class (or index). Using passive index funds allows you to keep more of the return that you earn.


The enemy of a well-prepared, long-term financial plan is emotion. It can be easy to get emotional during the ups and downs of market cycles. Whether you call it grit, determination, perseverance, resilience, or discipline, staying with your plan through good times and bad is the golden rule of investing. To take human bias and emotion out of the equation, we use time-tested, rules-based investment strategies for managing a portfolio. So, you can have peace-of-mind through the ups and downs of market cycles. But if you do start to worry when the market cycles change, just pick up the phone and call us. We’re happy to discuss all the reasons why we should stay the course.

Reach out today. We’re in this for the long term. So let’s make sure we’re a good fit.

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Our investment process

Identifying opportunities in the market that could benefit you.

Opportunistic rebalancing is a strategy that begins with setting a target allocation for each asset class — for example 50% to U.S stocks and 50% to international stocks. As prices go up or down, these allocations will change over time. By utilizing sophisticated technology, we continually monitor and identify opportunities to take advantage of variance in an investment’s weighting within the portfolio.  If an investment's allocation falls too far below the target, we buy more. Likewise, if an investment's allocation increases too far above its target, we sell some. One of the characteristics of this approach is that the portfolio is always fully invested, including during periods of temporary, significant declines. Through opportunistically rebalancing and saving, these temporary declines are used to your advantage—buying assets when they’re on sale. This rules-based process is known as rebalancing and is a way to buy low and sell high—a nice outcome indeed.

Managing risk according to your financial plan.

At Moller Wealth Partners, financial planning and portfolio management go hand in hand. We determine the appropriate mix of investments in your portfolio (also called asset allocation) based specifically on your financial plan.

For example, if you have time before you tap into your investments, a broadly diversified equity portfolio focused on long-term appreciation may make the most sense. If you’re approaching retirement or in retirement, the focus often turns to reducing volatility and creating an income stream as you transition to living off the portfolio.  Reducing exposure to equities and adding fixed income investments can help accomplish these goals. For some, constructing a customized bond ladder using individual issues can be a way to create an income stream from the portfolio to match up with income needs.  For others, creating a broadly diversified fixed income allocation to complement equity exposure may be a better approach.

You can be confident that your portfolio is driven by the results of the financial plan we create for you.

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Reach out today. This could be the start of a great relationship.

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